To Connect disconnected financial
services for Financial Inclusion

With AI-powered credit scoring and strategy platform,
we're building a more inclusive financial ecosystem.

Our Story

Founded in 2016, CrePASS is Korea's first FSC-licensed alternative credit bureau.
Using patented AI technology, we analyze non-traditional data to create
more inclusive credit profiles, empowering thin-file customers and expanding financial
access across Asia.

Alternative data, patented tech, inclusive finance — that's the CrePASS difference.

Company History

Present
Continuing Innovation
Continuously evolving our technology to create more inclusive financial ecosystems globally.
2023
Global Recognition
Received international recognition for innovation in financial inclusion technology.
2022
Expansion of Data Sources
Integrated new alternative data sources, including psychometric and behavioral data.
2021
First FSC-Licensed Alternative Credit Bureau
Became Korea's first Financial Services Commission (FSC) licensed alternative credit bureau.
2020
Launch of STEPs® Platform
Released our cloud-based Scoring Technologies Enterprise Platform service (STEPs®).
2019
International Expansion
Expanded operations to Southeast Asia, establishing presence in multiple countries.
2018
Strategic Partnership with Major Banks
Formed strategic partnerships with leading financial institutions in South Korea.
2017
First Alternative Credit Scoring Model
Developed and launched our first proprietary alternative credit scoring model.
2016
Foundation of CrePASS
CrePASS was established with a mission to revolutionize credit scoring through alternative data.

Vision & Mission

  • Vision

    Connecting finance with good customers.

    Data-driven solutions

  • Mission

    Empowering financial and commercial institutions to proactively
    identify and engage creditworthy customers.

    Data-driven solutions

Through innovative technology and alternative data, we're building a more inclusive financial ecosystem.