Connecting financial institutions with trustworthy customers through
alternative credit scoring and data-driven insights
CrePASS provides a next-generation credit evaluation system that integrates traditional and alternative credit scoring. STEPs is an automated decision-making system that consolidates application data, financial transactions, and alternative data, enhancing loan assessment accuracy with patented technology, AI algorithms, and risk management tools.
99% of results generated
within 1 second
Supports both human expertise
and AI-driven automation
Efficient creation of high-
discriminatory credit variables
CrePASS enhances traditional credit models using alternative data to
estimate trustworthiness, spending behavior, and income capacity.